What we do

We provide affordable personal loans to civil servants and private company employees. We get money to people when they need it – quickly, conveniently and responsibly. We use cutting edge technology and data to offer fast and convenient loans to customers. We provide loans online, on-mobile, and at selected retail outlets. We provide convenient products in a responsible way to the many consumers who are often underserved by conventional providers. We understand that people sometimes need a convenient loan quickly – to bridge a gap, pay a bill or make a purchase.
single paymentloan

Single Payment (30-day) Loan

Designed for those unexpected situations, when immediate cash is the only solution.
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personal loans

Personal Loans

Personal loans may be used at the discretion of the customer for anything they might require.
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line credit

Line of Credit

For the peace of mind of having an approved credit limit available whenever it is needed.
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approved employer loans

Approved Employer Loans

Pivot can provide corporate employees with a loan facility, based on an agreement between the employer and Pivot.
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The benefits of a Pivot Product

The benefits of the Pivot product include:
  • One-stop visits – no waiting, revisiting of branches or follow-up phone calls
  • Instant, professional service
  • Instant processing, approval and rapid disbursement via electronic funds transfer (EFT)
  • Convenient mobile service to go to the client if the client cannot get to one of the many branches, saving transport costs and time away from home or work
  • Unsecured loans requiring no sureties; guarantees or collateral
the benefit of a pivot product

Frequently asked
questions

1The benefits of a Pivot Product
One-stop visits – no waiting, revisiting of branches or follow-up phone calls Instant, professional service Instant processing, approval and rapid disbursement via electronic funds transfer (EFT) Convenient mobile service to go to the client if the client cannot get to one of the many branches, saving transport costs and time away from home or work Unsecured loans requiring no sureties; guarantees or collateral